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Disclosure

Billy Villarreal Jr is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of GA, KS, MO, NM, TX, and VA. No insurance business may be conducted outside the states referenced.

Billy Villarreal Jr is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5001 W Loop 289 Ste 305, Lubbock, TX, 79414, 806-782-2915. In this regard, this communication is strictly intended for individuals residing in the states of NM, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Paraclete Financial, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Paraclete Financial, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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